Private Pay- Out of Network Provider (OON)

I am a private pay, out-of-network (OON) provider, which means I do not bill insurance companies or Employee Assistance Programs (EAPs) directly. However, I can provide you with a superbill—a detailed receipt you can submit to your insurance company for possible reimbursement.

Many insurance plans reimburse between 40–80% of the session fee, depending on your out-of-network benefits. I recommend contacting your insurance provider directly to understand your coverage.

To assist with that conversation, you may provide your insurance company with the following information:

To assist in your inquiry, you may provide your insurance company with the following details:

• Provider Name: Dr. Emily Andresen

• License Number: PY 60194237

• National Provider Identifier (NPI): 1215624333

• Service Provided: Psychotherapy, individual or couples therapy

• CPT Code for Session:

  • 90837 (55 minute individual therapy session)

  • 90847 (55 minute couples therapy sesssion)

If you’d like assistance with submitting out-of-network claims, there’s a service called Reimbursify that can handle the insurance reimbursement paperwork for you. The first claim is free, and subsequent claims are charged at a rate of $2.99 to $3.99 each. For more details, visit https://reimbursify.com/.

Why I Choose Not to Accept Insurance

I have intentionally chosen to operate as an out-of-network provider to ensure that I can offer the highest level of care to my clients without the constraints often imposed by insurance companies. By not participating in insurance networks, I am able to:

• Maintain your privacy: Insurance companies require diagnostic codes and treatment plans, which are part of your permanent medical record. By working outside of insurance, I can protect your confidentiality and ensure your therapy remains private.

• Provide flexible, client-centered care: I am not limited by the restrictions or guidelines set by insurance companies. This allows me to tailor our sessions and treatment plans based on what is best for you, without the need for pre-authorization or external oversight.

• Avoid session limits: Insurance often imposes limits on the number of sessions you can have or the types of treatment you can receive. By working outside of insurance, I can provide the ongoing support you need for as long as necessary.

While I understand that paying out-of-pocket can be a financial consideration, I believe this model allows me to focus entirely on your needs, providing you with the most effective and personalized care possible.

Payment

Before your intake appointment, you will be asked to provide a credit card to keep on file. Your card will be charged at the end of each session.

Cancellation Policy

You may cancel or reschedule your appointment up to 48 hours in advance. Exceptions may be considered in the case of serious illness or emergencies. Clients who miss their appointment without prior notice will be charged the full session fee.